If you like your plan…..Nevermind!
…“Urgent: Your health coverage is at risk,” declares a sample “discontinuation notice,” drafted by the government for use by insurers. It tells consumers that “if you don’t enroll in a plan on your own, you may be automatically enrolled in the plan picked for you.”That may make for a jarring start to the health law’s fourth annual open enrollment period, which starts Nov. 1, a week before Election Day, and runs through Jan. 31. While the administration says 20 million people have gained insurance through President Obama’s signature health law, it has suffered setbacks: Nonprofit health insurance co-ops created by the law have shut down; major health insurers have withdrawn from its marketplaces; and the ones that remain have raised premiums sharply.
…Some consumer advocates say this latest effort will help people retain coverage in a challenging year when premiums also are rising. Other advocates, however, worry it will cause confusion. Insurers fear a backlash from customers disappointed with reduced options. The administration says consumers have the last word on accepting any “alternate” plan they’re offered.…The administration said it isn’t able to provide an estimate of the number of people who’ll get notices about their new plans. It could range from several hundred thousand to 1 million or more, say independent experts.
Clinton said that if Trump is elected and succeeds in repealing Obamacare, Americans would lose a slew of gains they’ve made under the ACA, including a bar against charging women more for health insurance, prohibiting insurers from discriminating against customers for pre-existing health conditions, and allowing people under age 26 to stay on their parents’ health plans. She said getting rid of Obamacare would unshackle insurance companies.Asked what he would do to replace Obamacare, Trump repeatedly cited his proposal to allow insurers to sell health plans across state lines, which he said would add competition to the marketplace.